When we pay an item for which there are insufficient funds, it results in an overdraft. The following overdraft fee structure applies to eligible Consumer. And, we won't charge you overdraft fees when the negative daily balance is $5 or less. We do not authorize and pay overdrafts for ATM and everyday debit card. If you need help spending only what's in your account, a Bank of America Advantage SafeBalance Banking® account may be right for you. There are no overdraft. $ minimum to open · $25 monthly service charge (with many options to avoid fees) · No charge for foreign or outside network ATM/Debit Card usage · Free. A $35 fee applies to each transaction that overdraws your available account balance by more than $50, whether that transaction is made by debit card, check, in-.
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